BIN code 401153 is issued by SPIRIT OF ST. LOUIS CREDIT UNION
IIN / BIN: 401153
Bank Issuer Information: SPIRIT OF ST. LOUIS CREDIT UNION
Brand (Financial Service), Type and Card Sub Brand: Visa Debit
Payment System: Visa Debit
Information about Credit/Debit and Prepaid cards starting from BIN number 401153 by Visa Debit
What is a BIN 401153 Visa PREPAID Number?
The first six 401153 digits of a card is known as BIN Number. BIN stands for Bank Identification Number. It’s a 6 digit code which identifies the financial institution, like SPIRIT OF ST. LOUIS CREDIT UNION that issued the Card to the card holder. BIN can be used to identify issuing financial institution of a Credit Card, Debit Card, Prepaid Card and rewards Card. It also referred as IIN 401153 number (Issuer Identification Number).
Visa Debit with BIN/IIN 401153 Credit & Debit Card Number Format
As per ISO/IEC 7812, the length of Credit & Debit Card number can be upto 19 digits.
P – Major industry Identifier
Q – Issuing Financial Institution identifier
R – Account Identifier up to 12 digits
S – Checksum to validate Card Number.
Where PQQQQQ combined are known as BIN number or IIN code.
Uses of BIN 401153 Visa PREPAID Number
It is commonly used by merchants to identify the card type and issuing bank of the Credit Card.
It also helps in preventing Fraud. In case the Billing Address and the issuing country of the card is different, it may be a fraudulent transaction. With BIN search they can easily identify such transactions.