BIN code 402130 is issued by DOWNEY SAVINGS & LOAN ASSOCIATION, F.A.

IIN / BIN: 402130
Bank Issuer Information: DOWNEY SAVINGS & LOAN ASSOCIATION, F.A.
Brand (Financial Service), Type and Card Sub Brand: Visa Debit
Payment System: Visa Debit

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Information about Credit/Debit and Prepaid cards starting from BIN number 402130 by Visa Debit
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What is a BIN 402130 Visa PREPAID Number?

The first six 402130 digits of a card is known as BIN Number. BIN stands for Bank Identification Number. It’s a 6 digit code which identifies the financial institution, like DOWNEY SAVINGS & LOAN ASSOCIATION, F.A. that issued the Card to the card holder. BIN can be used to identify issuing financial institution of a Credit Card, Debit Card, Prepaid Card and rewards Card. It also referred as IIN 402130 number (Issuer Identification Number).

Visa Debit with BIN/IIN 402130 Credit & Debit Card Number Format

As per ISO/IEC 7812, the length of Credit & Debit Card number can be upto 19 digits.

PQQQQRRRRRRRRRRRS

P – Major industry Identifier

Q – Issuing Financial Institution identifier

R – Account Identifier up to 12 digits

S – Checksum to validate Card Number.

Where PQQQQQ combined are known as BIN number or IIN code.

Uses of BIN 402130 Visa PREPAID Number
It is commonly used by merchants to identify the card type and issuing bank of the Credit Card.

It also helps in preventing Fraud. In case the Billing Address and the issuing country of the card is different, it may be a fraudulent transaction. With BIN search they can easily identify such transactions.