BIN code 412781 is issued by UMB Bank N.A.
IIN / BIN: 412781
Bank Issuer Information: UMB Bank N.A.
Brand (Financial Service), Type and Card Sub Brand: Visa Credit
Payment System: Visa Credit
Information about Credit/Debit and Prepaid cards starting from BIN number 412781 by Visa Credit
What is a BIN 412781 Visa PREPAID Number?
The first six 412781 digits of a card is known as BIN Number. BIN stands for Bank Identification Number. It’s a 6 digit code which identifies the financial institution, like UMB Bank N.A. that issued the Card to the card holder. BIN can be used to identify issuing financial institution of a Credit Card, Debit Card, Prepaid Card and rewards Card. It also referred as IIN 412781 number (Issuer Identification Number).
Visa Credit with BIN/IIN 412781 Credit & Debit Card Number Format
As per ISO/IEC 7812, the length of Credit & Debit Card number can be upto 19 digits.
P – Major industry Identifier
Q – Issuing Financial Institution identifier
R – Account Identifier up to 12 digits
S – Checksum to validate Card Number.
Where PQQQQQ combined are known as BIN number or IIN code.
Uses of BIN 412781 Visa PREPAID Number
It is commonly used by merchants to identify the card type and issuing bank of the Credit Card.
It also helps in preventing Fraud. In case the Billing Address and the issuing country of the card is different, it may be a fraudulent transaction. With BIN search they can easily identify such transactions.