BIN code 414862 is issued by STATE EMPLOYEES CREDIT UNION OF MARYLAND, INC

IIN / BIN: 414862
Bank Issuer Information: STATE EMPLOYEES CREDIT UNION OF MARYLAND, INC
Brand (Financial Service), Type and Card Sub Brand: Visa Credit
Payment System: Visa Credit

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Information about Credit/Debit and Prepaid cards starting from BIN number 414862 by Visa Credit
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What is a BIN 414862 Visa PREPAID Number?

The first six 414862 digits of a card is known as BIN Number. BIN stands for Bank Identification Number. It’s a 6 digit code which identifies the financial institution, like STATE EMPLOYEES CREDIT UNION OF MARYLAND, INC that issued the Card to the card holder. BIN can be used to identify issuing financial institution of a Credit Card, Debit Card, Prepaid Card and rewards Card. It also referred as IIN 414862 number (Issuer Identification Number).

Visa Credit with BIN/IIN 414862 Credit & Debit Card Number Format

As per ISO/IEC 7812, the length of Credit & Debit Card number can be upto 19 digits.

PQQQQRRRRRRRRRRRS

P – Major industry Identifier

Q – Issuing Financial Institution identifier

R – Account Identifier up to 12 digits

S – Checksum to validate Card Number.

Where PQQQQQ combined are known as BIN number or IIN code.

Uses of BIN 414862 Visa PREPAID Number
It is commonly used by merchants to identify the card type and issuing bank of the Credit Card.

It also helps in preventing Fraud. In case the Billing Address and the issuing country of the card is different, it may be a fraudulent transaction. With BIN search they can easily identify such transactions.