BIN code 491700 is issued by BANK OF SCOTLAND (THE GOV.& CO. OF BANK OF SCOTLAND)

IIN / BIN: 491700
Bank Issuer Information: BANK OF SCOTLAND (THE GOV.& CO. OF BANK OF SCOTLAND)
Brand (Financial Service), Type and Card Sub Brand: Visa PREPAID
Payment System: Visa PREPAID

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Information about Credit/Debit and Prepaid cards starting from BIN number 491700 by Visa PREPAID
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What is a BIN 491700 Visa PREPAID Number?

The first six 491700 digits of a card is known as BIN Number. BIN stands for Bank Identification Number. It’s a 6 digit code which identifies the financial institution, like BANK OF SCOTLAND (THE GOV.& CO. OF BANK OF SCOTLAND) that issued the Card to the card holder. BIN can be used to identify issuing financial institution of a Credit Card, Debit Card, Prepaid Card and rewards Card. It also referred as IIN 491700 number (Issuer Identification Number).

Visa PREPAID with BIN/IIN 491700 Credit & Debit Card Number Format

As per ISO/IEC 7812, the length of Credit & Debit Card number can be upto 19 digits.

PQQQQRRRRRRRRRRRS

P – Major industry Identifier

Q – Issuing Financial Institution identifier

R – Account Identifier up to 12 digits

S – Checksum to validate Card Number.

Where PQQQQQ combined are known as BIN number or IIN code.

Uses of BIN 491700 Visa PREPAID Number
It is commonly used by merchants to identify the card type and issuing bank of the Credit Card.

It also helps in preventing Fraud. In case the Billing Address and the issuing country of the card is different, it may be a fraudulent transaction. With BIN search they can easily identify such transactions.